What is the Cost of Waiting, and How does it Affect Investing?

The “cost of waiting” is a financial theory that aims to quantify how much money someone can potentially miss out on by waiting too long to invest or save money. In this blog, La Ferla Group will clarify the subject.

Read More

What are Required Minimum Distributions, and How are They Calculated?

Simply accumulating a large sum of money in a retirement fund is not enough to guarantee a happy, healthy retirement. It is important to understand what required minimum distributions are and how they work, as well.

Read More

How Much Money do you Need to Retire?

The answer to the question “How much money do you need to retire?” depends on several different factors, making it difficult to pin down an exact number. However, there are a number of questions that can be answered...

Read More

4 Ways to Afford a Vacation Home in Retirement

Through smart money management and well-planned investing, affording a vacation home in retirement is a goal almost anyone can achieve.

Read More

3 Ways to Avoid Common Financial Scams

Americans lost a shocking $905 million to financial scams in 2017—and that number only includes the scams reported to the Federal Trade Commission. It’s critical for people to understand the warnings signs of fraud...

Read More

401(k) Withdrawal Rules, Penalties and Options

Making a 401(k) withdrawal is simple enough, but it could wind up being more trouble than it’s worth due to taxes and early withdrawal penalties.

Read More

How to Set and Achieve Financial Goals

Without setting specific financial goals, it’s difficult to build a sustainable nest egg that can eventually be turned into a stream of retirement income. In this blog, La Ferla Group clarifies why financial goals...

Read More

Portfolio Diversification: What it Actually Means

Portfolio diversification is often discussed as if it only relates to stocks. In reality, it relates to all asset classes. Learn how this crucial investment principle works.

Read More

How to Travel in Retirement without Breaking the Bank

Retirement is arguably the best time of life to travel. Without having to focus on a full-time career, retirees typically have much more freedom, flexibility and, ideally, finances to see the world. Here are a few...

Read More

When to Roll Over a 401(k) into an IRA

Whether you’re leaving your job for a new one, retiring or just don’t particularly like your employer’s plan, you may have the ability to gain more control over savings. In this blog, La Ferla Group discusses what a...

Read More
Schedule a Consultation Today