At this point, it’s virtually common knowledge that it’s wise to contribute as much as possible to a 401(k). However, selecting specific investments, keeping up with the market and understanding risk tolerance are far...
Retirement serves as a great opportunity to move wherever you want, since you are no longer tied to one location for work. However, there are some key considerations to make when thinking about moving after retirement.
Volatile markets are simply unavoidable. However, that doesn’t mean they aren’t stressful, especially for new investors. In this blog, La Ferla Group will discuss a few ways to take the emotion out of investing to...
In 2018, the Tax Cuts and Jobs Act, also known as the TCJA, officially went into effect. The 2018 tax bill didn’t affect 2018 tax refunds, but it will certainly affect 2019 tax refunds. It’s important to understand a...
The “cost of waiting” is a financial theory that aims to quantify how much money someone can potentially miss out on by waiting too long to invest or save money. In this blog, La Ferla Group will clarify the subject.
Simply accumulating a large sum of money in a retirement fund is not enough to guarantee a happy, healthy retirement. It is important to understand what required minimum distributions are and how they work, as well.
The answer to the question “How much money do you need to retire?” depends on several different factors, making it difficult to pin down an exact number. However, there are a number of questions that can be answered to...
Through smart money management and well-planned investing, affording a vacation home in retirement is a goal almost anyone can achieve.
Americans lost a shocking $905 million to financial scams in 2017—and that number only includes the scams reported to the Federal Trade Commission. It’s critical for people to understand the warnings signs of fraud to...
Making a 401(k) withdrawal is simple enough, but it could wind up being more trouble than it’s worth due to taxes and early withdrawal penalties.
